Question 1

What is a DSCR loan?

Accepted Answer

A DSCR (debt-service coverage ratio) loan qualifies you on the property's rental income instead of your personal income. If the rent covers the mortgage payment — typically 1.0x to 1.25x — you qualify. Investor Loan Pros prices DSCR loans live off Standard and Expanded rate sheets.

Question 2

How fast can I get a quote?

Accepted Answer

Minutes. Enter the property and numbers and Investor Loan Pros returns live pricing from the current rate sheets — no haggling, no waiting on a loan officer.

Question 3

How are fix & flip loans priced?

Accepted Answer

Fix & flip loans are priced by borrower experience tier — Silver (0–2 projects), Gold (3–4), Platinum (5+) — plus an origination fee choice. The leverage matrix then sets LTV, LTC, and ARV limits by project type.

Property & Loan